118-10-1052 RAT BAY Road, Lake of Bays, ON

Lake of Bays , Franklin Hood
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
2 Br | 2 Bath | 900-999 Sqft
$29,000 For Sale

Property Overview

  • Other — Bungalow
  • SqFt: | 900-999 Sqft
  • Monthly Fee: $5,127/mo
  • Fee Includes: Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
  • Exposure: South
  • Balcony: None
  • Locker: None
  • Ensuite Laundry: No
  • Age: 16-30 Years
  • Taxes: 0 / 2026
  • MLS #: X12943988
  • Heat Source: Propane , Baseboard

Property Description

Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage.

118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year.

Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m.

ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26.

There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free.

Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.

Property Details

  • For: For Sale
  • Type: Other
  • Style: Bungalow
  • Region: Muskoka
  • Hood: Franklin
  • Pets Allowed: No

Building Details

  • Management: Blue Water Acres
  • Age: 16-30 Years
  • Exterior: Wood
  • Heat: Propane , Baseboard
  • A/C: Wall Unit(s)
  • Total Parking: 4.00
  • Parking Features: Reserved/Assigned, Mutual
  • Locker: None

Property Interior

  • Sqft: 900-999 Sqft
  • Bed: 2
  • Bath: 2
  • Kitchen: 1
  • Ensuite Laundry: No
  • Interior Features: Water Heater
Rooms Details

Living Room

Main Level

5.86 x 3.04

Dining Room

Main Level

3.35 x 4.31

Kitchen

Main Level

2.64 x 4.31

Sunroom

Main Level

4.19 x 5.38

Primary Bedroom

Main Level

5.43 x 3.35

Bedroom

Main Level

3.25 x 3.35

Bathroom

Main Level

3.3 x 3.3

Bathroom

Main Level

3.04 x 3.86

Property Listed by: Chestnut Park Real Estate
Virtual Tour: n/a

Home Valuation Estimate

What is 118-10-1052 RAT BAY Road, Lake of Bays, ON worth in today’s Franklin, Lake of Bays condo market?

This HomeZira valuation preview helps buyers and sellers review the asking price for this 2-bedroom Other with 900-999 sq. ft. in Franklin, Lake of Bays. The full estimate considers the condo’s location, property type, bedroom count, size range, building age, maintenance fee, and nearby comparable market activity after sign-in.

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Fee and building factors Consider size, age, bedroom count, parking, locker, and maintenance-fee context.

This listing shows a $5,127/mo maintenance fee, which can be an important part of condo value comparison because monthly costs affect affordability and buyer demand.

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Location

  • Address: 118-10-1052 RAT BAY Road
  • Neighborhood: Franklin
  • Zip/Postal Code: P1H 2J6
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Mortgage Calculator

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*Monthly total = monthlyized mortgage payment + taxes/12 + condo fee.

About 118-10-1052 RAT BAY Road, Lake Of Bays

Located at 118-10-1052 RAT BAY Road, Lake of Bays, ON in Franklin (Lake of Bays), near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres, this condo offers a balanced mix of comfort and day-to-day practicality. Inside, you’ll find Other · Bungalow, 2 bedrooms, 2 bathrooms and approximately 900-999 sq.ft. of interior space. South exposure for consistent daylight, with an none balcony that extends the living space outdoors. Everyday convenience includes 4 underground parking spots, an owned locker and ensuite laundry: No. The condominium budget is straightforward, with monthly fees of $5,127/mo and coverage for Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included. The building is Blue Water Acres managing the property. It is currently listed at $29,000. MLS® X12943988.

Condo FAQs for 118-10-1052 RAT BAY Road, Lake of Bays, ON , Franklin , Lake of Bays

What are the listing details for 118-10-1052 RAT BAY Road, Lake of Bays, ON?
118-10-1052 RAT BAY Road, Lake of Bays, ON is a Other for sale in Lake of Bays, in the Franklin neighbourhood, Muskoka. The current list price is $29,000. MLS number: X12943988.
How many bedrooms and bathrooms does this condo have?
118-10-1052 RAT BAY Road, Lake of Bays, ON is listed as a Other with a ["Bungalow"] style, featuring 2 bedroom(s) and 2 bathroom(s). The listed interior size range is 900-999 sq. ft..
What is the monthly condo fee for this listing?
The listed monthly maintenance fee is $5,127/mo. The listing shows the fee includes: ["Heat Included","Hydro Included","Water Included","Common Elements Included","Parking Included","Condo Taxes Included"].
What parking, locker, balcony, and exposure details are shown?
Total parking is listed as 4 space(s). Locker is listed as: None. Balcony type is listed as: None. Exposure is listed as: South.
What building or condo corporation details are listed?
Property management company: Blue Water Acres.
Where is this condo located?
118-10-1052 RAT BAY Road, Lake of Bays, ON is located in the Franklin neighbourhood of Lake of Bays. The listed cross street is From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres. Annual taxes are listed as $0 / 2026. The public listing page shows active listing information only and does not include sold prices in this FAQ.

FAQ content is based on current active condo listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.