111-2-1052 Rat Bay Road, Lake of Bays, ON

Lake of Bays , Franklin Hood
Hwy 60 and South Portage Rd
900-999 Sqft
$39,500 For Sale

Property Overview

  • Other — Bungalow
  • SqFt: | 900-999 Sqft
  • Monthly Fee: $427/mo
  • Fee Includes: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included
  • Exposure: South
  • Balcony: None
  • Locker: None
  • Ensuite Laundry: No
  • Age: 16-30 Years
  • Taxes: 0 / 2025
  • MLS #: X12053068
  • Heat Source: Electric , Baseboard

Property Description

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and also a smaller share in the entire resort. This cottage is known as 111 Algonquin and it's a favourite at Blue Water Acres. It has 2 spacious bedrooms, and 2 bathrooms.

The core summer week in 2026 will start on July 5. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year.

The check-in day for this unit is Sunday. Weeks in 2026 start on March 15, June 21, July 5 (core/fixed week), November 8 and January 3/27. The 4 floating weeks rotate each year so it's fair to all the owners.

There are many amenities at Blue Water Acres: hot tub/sauna, all linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks.

Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free.

This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST.

This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka.

Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.

All furnishings, appliances and fixtures as part of the fractional ownership portion ie., 1/10th

Property Details

  • For: For Sale
  • Type: Other
  • Style: Bungalow
  • Region: Muskoka
  • Hood: Franklin
  • Pets Allowed: No
  • Senior Community: No

Building Details

  • Building: Algonquin 111
  • Management: Blue Water Acres
  • Age: 16-30 Years
  • Exterior: Wood
  • Heat: Electric , Baseboard
  • Total Parking: 2.00
  • Parking Features: Private
  • Locker: None

Property Interior

  • Sqft: 900-999 Sqft
  • Bed: n/a
  • Bath: n/a
  • Kitchen: n/a
  • Ensuite Laundry: No
  • Interior Features: Water Heater Owned
Rooms Details

Living Room

Main Level

5.86 x 3.04

Dining Room

Main Level

3.35 x 4.31

Kitchen

Main Level

2.64 x 4.31

Sunroom

Main Level

4.19 x 5.38

Primary Bedroom

Main Level

5.43 x 3.35

Bedroom

Main Level

3.25 x 3.35

Bathroom

Main Level

3.3 x 3.3

Bathroom

Main Level

3.04 x 3.86

Property Listed by: Chestnut Park Real Estate
Virtual Tour: n/a

Home Valuation Estimate

What is 111-2-1052 Rat Bay Road, Lake of Bays, ON worth in today’s Franklin, Lake of Bays condo market?

This HomeZira valuation preview helps buyers and sellers review the asking price for this Other with 900-999 sq. ft. in Franklin, Lake of Bays. The full estimate considers the condo’s location, property type, bedroom count, size range, building age, maintenance fee, and nearby comparable market activity after sign-in.

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Fee and building factors Consider size, age, bedroom count, parking, locker, and maintenance-fee context.

This listing shows a $427/mo maintenance fee, which can be an important part of condo value comparison because monthly costs affect affordability and buyer demand.

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Location

  • Address: 111-2-1052 Rat Bay Road
  • Neighborhood: Franklin
  • Zip/Postal Code: P0A 1H0
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Mortgage Calculator

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*Monthly total = monthlyized mortgage payment + taxes/12 + condo fee.

About 111-2-1052 Rat Bay Road, Lake Of Bays

Located at 111-2-1052 Rat Bay Road, Lake of Bays, ON in Franklin (Lake of Bays), near Hwy 60 and South Portage Rd, this condo offers a balanced mix of comfort and day-to-day practicality. Inside, you’ll find Other · Bungalow, 0 bathrooms and approximately 900-999 sq.ft. of interior space. South exposure for consistent daylight, with an none balcony that extends the living space outdoors. Everyday convenience includes 2 underground parking spots, an owned locker and ensuite laundry: No. The condominium budget is straightforward, with monthly fees of $427/mo and coverage for Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included. The building is Algonquin 111 and Blue Water Acres managing the property. It is currently listed at $39,500. MLS® X12053068.

Condo FAQs for 111-2-1052 Rat Bay Road, Lake of Bays, ON , Franklin , Lake of Bays

What are the listing details for 111-2-1052 Rat Bay Road, Lake of Bays, ON?
111-2-1052 Rat Bay Road, Lake of Bays, ON is a Other for sale in Lake of Bays, in the Franklin neighbourhood, Muskoka. The current list price is $39,500. MLS number: X12053068.
How many bedrooms and bathrooms does this condo have?
111-2-1052 Rat Bay Road, Lake of Bays, ON is listed as a Other with a ["Bungalow"] style. The listed interior size range is 900-999 sq. ft..
What is the monthly condo fee for this listing?
The listed monthly maintenance fee is $427/mo. The listing shows the fee includes: ["Heat Included","Hydro Included","Water Included","Common Elements Included","Building Insurance Included","Condo Taxes Included"].
What parking, locker, balcony, and exposure details are shown?
Total parking is listed as 2 space(s). Locker is listed as: None. Balcony type is listed as: None. Exposure is listed as: South.
What building or condo corporation details are listed?
Building name: Algonquin 111. Property management company: Blue Water Acres.
Where is this condo located?
111-2-1052 Rat Bay Road, Lake of Bays, ON is located in the Franklin neighbourhood of Lake of Bays. The listed cross street is Hwy 60 and South Portage Rd. Annual taxes are listed as $0 / 2025. The public listing page shows active listing information only and does not include sold prices in this FAQ.

FAQ content is based on current active condo listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.