108-8-1052 RAT BAY Road, Lake of Bays, ON

Lake of Bays , Franklin Hood
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
2 Br | 1 Bath | 900-999 Sqft
$34,500 For Sale

Property Overview

  • Other — Bungalow
  • SqFt: | 900-999 Sqft
  • Monthly Fee: $427/mo
  • Fee Includes: Cable TV Included, Hydro Included, CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Parking Included
  • Exposure: South
  • Balcony: None
  • Locker: None
  • Ensuite Laundry: No
  • Age: 16-30 Years
  • Taxes: 0 / 2023
  • MLS #: X10898413
  • Heat Source: Propane , Baseboard

Property Description

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar.

This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year.

Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 .

Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free.

This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST.

There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International.

Or you can rent your weeks out either through Blue Water Acres or on your own.

fully furnished as viewed as part of fractional ownership

Property Details

  • For: For Sale
  • Type: Other
  • Style: Bungalow
  • Region: Muskoka
  • Hood: Franklin
  • Pets Allowed: No

Building Details

  • Building: 108-8 Algonquin
  • Management: Blue Water Acres
  • Age: 16-30 Years
  • Exterior: Wood
  • Heat: Propane , Baseboard
  • A/C: Wall Unit(s)
  • Total Parking: 4.00
  • Parking Features: Reserved/Assigned, Mutual
  • Locker: None

Property Interior

  • Sqft: 900-999 Sqft
  • Bed: 2
  • Bath: 1
  • Kitchen: 1
  • Ensuite Laundry: No
  • Interior Features: Water Heater
Rooms Details

Living Room

Main Level

5.86 x 3.04

Living Room

Main Level

5.86 x 3.04

Dining Room

Main Level

3.35 x 4.31

Dining Room

Main Level

3.35 x 4.31

Kitchen

Main Level

2.64 x 4.31

Kitchen

Main Level

2.64 x 4.31

Sunroom

Main Level

4.19 x 5.38

Sunroom

Main Level

4.19 x 5.38

Primary Bedroom

Main Level

5.43 x 3.35

Primary Bedroom

Main Level

5.43 x 3.35

Bedroom

Main Level

3.25 x 3.35

Bedroom

Main Level

3.25 x 3.35

Bathroom

Main Level

3.3 x 3.3

Bathroom

Main Level

3.3 x 3.3

Other

Main Level

3.04 x 3.86

Other

Main Level

3.04 x 3.86

Laundry

Main Level

Room

Property Listed by: Chestnut Park Real Estate
Virtual Tour: n/a

Home Valuation Estimate

What is 108-8-1052 RAT BAY Road, Lake of Bays, ON worth in today’s Franklin, Lake of Bays condo market?

This HomeZira valuation preview helps buyers and sellers review the asking price for this 2-bedroom Other with 900-999 sq. ft. in Franklin, Lake of Bays. The full estimate considers the condo’s location, property type, bedroom count, size range, building age, maintenance fee, and nearby comparable market activity after sign-in.

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Fee and building factors Consider size, age, bedroom count, parking, locker, and maintenance-fee context.

This listing shows a $427/mo maintenance fee, which can be an important part of condo value comparison because monthly costs affect affordability and buyer demand.

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Location

  • Address: 108-8-1052 RAT BAY Road
  • Neighborhood: Franklin
  • Zip/Postal Code: P1H 2J6
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Mortgage Amount:$0
Monthly Mortgage (est.):$0
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*Monthly total = monthlyized mortgage payment + taxes/12 + condo fee.

About 108-8-1052 RAT BAY Road, Lake Of Bays

Located at 108-8-1052 RAT BAY Road, Lake of Bays, ON in Franklin (Lake of Bays), near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres, this condo offers a balanced mix of comfort and day-to-day practicality. Inside, you’ll find Other · Bungalow, 2 bedrooms, 1 bathroom and approximately 900-999 sq.ft. of interior space. South exposure for consistent daylight, with an none balcony that extends the living space outdoors. Everyday convenience includes 4 underground parking spots, an owned locker and ensuite laundry: No. The condominium budget is straightforward, with monthly fees of $427/mo and coverage for Cable TV Included, Hydro Included, CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Parking Included. The building is 108-8 Algonquin and Blue Water Acres managing the property. It is currently listed at $34,500. MLS® X10898413.

Condo FAQs for 108-8-1052 RAT BAY Road, Lake of Bays, ON , Franklin , Lake of Bays

What are the listing details for 108-8-1052 RAT BAY Road, Lake of Bays, ON?
108-8-1052 RAT BAY Road, Lake of Bays, ON is a Other for sale in Lake of Bays, in the Franklin neighbourhood, Muskoka. The current list price is $34,500. MLS number: X10898413.
How many bedrooms and bathrooms does this condo have?
108-8-1052 RAT BAY Road, Lake of Bays, ON is listed as a Other with a ["Bungalow"] style, featuring 2 bedroom(s) and 1 bathroom(s). The listed interior size range is 900-999 sq. ft..
What is the monthly condo fee for this listing?
The listed monthly maintenance fee is $427/mo. The listing shows the fee includes: ["Cable TV Included","Hydro Included","CAC Included","Heat Included","Building Insurance Included","Common Elements Included","Parking Included"].
What parking, locker, balcony, and exposure details are shown?
Total parking is listed as 4 space(s). Locker is listed as: None. Balcony type is listed as: None. Exposure is listed as: South.
What building or condo corporation details are listed?
Building name: 108-8 Algonquin. Property management company: Blue Water Acres.
Where is this condo located?
108-8-1052 RAT BAY Road, Lake of Bays, ON is located in the Franklin neighbourhood of Lake of Bays. The listed cross street is From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres. Annual taxes are listed as $0 / 2023. The public listing page shows active listing information only and does not include sold prices in this FAQ.

FAQ content is based on current active condo listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.