1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON

Lake of Bays , Franklin Hood
South Portage Rd and Rat Bay Rd
2 Br | 2 Bath | 900-999 Sqft
$38,900 For Sale

Property Overview

  • Other — Bungalow
  • SqFt: | 900-999 Sqft
  • Monthly Fee: $427/mo
  • Fee Includes: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
  • Exposure: South
  • Balcony: None
  • Locker: None
  • Ensuite Laundry: No
  • Age: 16-30 Years
  • Taxes: 0 / 2026
  • MLS #: X12017497
  • Heat Source: Electric , Baseboard

Property Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar.

You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year.

For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage.

The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront.

There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical.

The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Carbon Monoxide detector, smoke detector, dishwasher, all furnishings as part of the fractional ownership, propane gas oven/range, microwave, refrigerator, stove, hot water tank, window coverings

Property Details

  • For: For Sale
  • Type: Other
  • Style: Bungalow
  • Region: Muskoka
  • Hood: Franklin
  • Pets Allowed: No
  • Senior Community: No

Building Details

  • Management: Blue Water Acres
  • Age: 16-30 Years
  • Exterior: Wood
  • Heat: Electric , Baseboard
  • Total Parking: 5.00
  • Parking Features: Private
  • Locker: None

Property Interior

  • Sqft: 900-999 Sqft
  • Bed: 2
  • Bath: 2
  • Kitchen: 1
  • Ensuite Laundry: No
  • Interior Features: Water Heater Owned, Other
Rooms Details

Living Room

Main Level

4.19 x 3.05

Dining Room

Main Level

3.35 x 3.23

Kitchen

Main Level

2.46 x 3.23

Primary Bedroom

Main Level

4.09 x 3.33

Bedroom 2

Main Level

3.12 x 3.33

Bathroom

Main Level

2.08 x 1.98

Bathroom

Main Level

3.02 x 1.83

Property Listed by: Chestnut Park Real Estate
Virtual Tour: n/a

Home Valuation Estimate

What is 1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON worth in today’s Franklin, Lake of Bays condo market?

This HomeZira valuation preview helps buyers and sellers review the asking price for this 2-bedroom Other with 900-999 sq. ft. in Franklin, Lake of Bays. The full estimate considers the condo’s location, property type, bedroom count, size range, building age, maintenance fee, and nearby comparable market activity after sign-in.

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Fee and building factors Consider size, age, bedroom count, parking, locker, and maintenance-fee context.

This listing shows a $427/mo maintenance fee, which can be an important part of condo value comparison because monthly costs affect affordability and buyer demand.

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Location

  • Address: 1052 Rat Bay Rd 109-7 Road
  • Neighborhood: Franklin
  • Zip/Postal Code: P1H 2J6
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About 1052 Rat Bay Rd 109-7 Road, Lake Of Bays

Located at 1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON in Franklin (Lake of Bays), near South Portage Rd and Rat Bay Rd, this condo offers a balanced mix of comfort and day-to-day practicality. Inside, you’ll find Other · Bungalow, 2 bedrooms, 2 bathrooms and approximately 900-999 sq.ft. of interior space. South exposure for consistent daylight, with an none balcony that extends the living space outdoors. Everyday convenience includes 5 underground parking spots, an owned locker and ensuite laundry: No. The condominium budget is straightforward, with monthly fees of $427/mo and coverage for Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included. The building is Blue Water Acres managing the property. It is currently listed at $38,900. MLS® X12017497.

Condo FAQs for 1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON , Franklin , Lake of Bays

What are the listing details for 1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON?
1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON is a Other for sale in Lake of Bays, in the Franklin neighbourhood, Muskoka. The current list price is $38,900. MLS number: X12017497.
How many bedrooms and bathrooms does this condo have?
1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON is listed as a Other with a ["Bungalow"] style, featuring 2 bedroom(s) and 2 bathroom(s). The listed interior size range is 900-999 sq. ft..
What is the monthly condo fee for this listing?
The listed monthly maintenance fee is $427/mo. The listing shows the fee includes: ["Heat Included","Hydro Included","Water Included","Common Elements Included","Building Insurance Included","Condo Taxes Included","Parking Included"].
What parking, locker, balcony, and exposure details are shown?
Total parking is listed as 5 space(s). Locker is listed as: None. Balcony type is listed as: None. Exposure is listed as: South.
What building or condo corporation details are listed?
Property management company: Blue Water Acres.
Where is this condo located?
1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON is located in the Franklin neighbourhood of Lake of Bays. The listed cross street is South Portage Rd and Rat Bay Rd. Annual taxes are listed as $0 / 2026. The public listing page shows active listing information only and does not include sold prices in this FAQ.

FAQ content is based on current active condo listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.