1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON

Lake of Bays , Franklin Hood
South Portage Rd and Rat Bay Rd
2 Br | 2 Bath | 900-999 Sqft
$40,000 For Sale

Property Overview

  • Other — Bungalow
  • SqFt: | 900-999 Sqft
  • Monthly Fee: $427/mo
  • Fee Includes: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
  • Exposure: South
  • Balcony: None
  • Locker: None
  • Ensuite Laundry: No
  • Age: 16-30 Years
  • Taxes: 0 / 2025
  • MLS #: X12092857
  • Heat Source: Electric , Baseboard

Property Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year.

Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons.

109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails.

You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST.

Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage.

There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers.

Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

All furnishings, fixtures and appliances as part of the 1/10th fractional ownership

Property Details

  • For: For Sale
  • Type: Other
  • Style: Bungalow
  • Region: Muskoka
  • Hood: Franklin
  • Pets Allowed: No
  • Senior Community: No

Building Details

  • Management: Blue Water Acres
  • Age: 16-30 Years
  • Exterior: Wood
  • Heat: Electric , Baseboard
  • Total Parking: 5.00
  • Parking Features: Private
  • Locker: None

Property Interior

  • Sqft: 900-999 Sqft
  • Bed: 2
  • Bath: 2
  • Kitchen: 1
  • Ensuite Laundry: No
  • Interior Features: Water Heater Owned, Other
Rooms Details

Living Room

Main Level

4.19 x 3.05

Dining Room

Main Level

3.35 x 3.23

Kitchen

Main Level

2.46 x 3.23

Primary Bedroom

Main Level

4.09 x 3.33

Bedroom 2

Main Level

3.12 x 3.33

Bathroom

Main Level

2.08 x 1.98

Bathroom

Main Level

3.02 x 1.83

Property Listed by: Chestnut Park Real Estate
Virtual Tour: n/a

Home Valuation Estimate

What is 1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON worth in today’s Franklin, Lake of Bays condo market?

This HomeZira valuation preview helps buyers and sellers review the asking price for this 2-bedroom Other with 900-999 sq. ft. in Franklin, Lake of Bays. The full estimate considers the condo’s location, property type, bedroom count, size range, building age, maintenance fee, and nearby comparable market activity after sign-in.

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Fee and building factors Consider size, age, bedroom count, parking, locker, and maintenance-fee context.

This listing shows a $427/mo maintenance fee, which can be an important part of condo value comparison because monthly costs affect affordability and buyer demand.

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Location

  • Address: 1052 Rat Bay Rd 109-1 Road
  • Neighborhood: Franklin
  • Zip/Postal Code: P1H 2J6
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About 1052 Rat Bay Rd 109-1 Road, Lake Of Bays

Located at 1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON in Franklin (Lake of Bays), near South Portage Rd and Rat Bay Rd, this condo offers a balanced mix of comfort and day-to-day practicality. Inside, you’ll find Other · Bungalow, 2 bedrooms, 2 bathrooms and approximately 900-999 sq.ft. of interior space. South exposure for consistent daylight, with an none balcony that extends the living space outdoors. Everyday convenience includes 5 underground parking spots, an owned locker and ensuite laundry: No. The condominium budget is straightforward, with monthly fees of $427/mo and coverage for Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included. The building is Blue Water Acres managing the property. It is currently listed at $40,000. MLS® X12092857.

Condo FAQs for 1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON , Franklin , Lake of Bays

What are the listing details for 1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON?
1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON is a Other for sale in Lake of Bays, in the Franklin neighbourhood, Muskoka. The current list price is $40,000. MLS number: X12092857.
How many bedrooms and bathrooms does this condo have?
1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON is listed as a Other with a ["Bungalow"] style, featuring 2 bedroom(s) and 2 bathroom(s). The listed interior size range is 900-999 sq. ft..
What is the monthly condo fee for this listing?
The listed monthly maintenance fee is $427/mo. The listing shows the fee includes: ["Heat Included","Hydro Included","Water Included","Common Elements Included","Building Insurance Included","Condo Taxes Included","Parking Included"].
What parking, locker, balcony, and exposure details are shown?
Total parking is listed as 5 space(s). Locker is listed as: None. Balcony type is listed as: None. Exposure is listed as: South.
What building or condo corporation details are listed?
Property management company: Blue Water Acres.
Where is this condo located?
1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON is located in the Franklin neighbourhood of Lake of Bays. The listed cross street is South Portage Rd and Rat Bay Rd. Annual taxes are listed as $0 / 2025. The public listing page shows active listing information only and does not include sold prices in this FAQ.

FAQ content is based on current active condo listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.