1052 Rat Bay 105-8 Road, Lake of Bays, ON

Lake of Bays , Franklin Hood
South Portage/Hwy 60
2 Br | 1 Bath | 600-699 Sqft
$16,000 For Sale

Property Overview

  • Other — Bungalow
  • SqFt: | 600-699 Sqft
  • Monthly Fee: $386/mo
  • Fee Includes: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
  • Exposure: South
  • Balcony: None
  • Locker: None
  • Ensuite Laundry: No
  • Age: 16-30 Years
  • Taxes: 0 / 2025
  • MLS #: X12019460
  • Heat Source: Electric , Baseboard

Property Description

Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an actual legal interest in the property itself.

Owning a 1/10th share gives you five weeks a year to use the cottage. One of the weeks is the core week/fixed week. For this fractional in Deerview cottage the core/fixed week is Week 8.

In 2026 that week starts on Saturday, August 15/26. The remaining 4 weeks in 2026 start on Feb 14, May 23, Aug 15, Oct 10, Dec 5/26. These weeks change every year except the core summer week (in this case Week 8) which stays the same.

Turnover day is on Saturday. All cottages are pet-free and smoke/vape free. You can rent out your fractional weeks yourself or through Blue Water Acresl, or deposit them into Interval International which would allow you to trade weeks for other resorts all over the world.

It's an exceptional opportunity to travel and also to enjoy ownership in Muskoka. Maintenance fees are paid by each owner in the autumn for the following year. The fees for this cottage for 2026 are $4,629 + HST.

Note that there is NO HST on the purchase price. Blue Water Acres offers lots of amenities including an indoor swimming pool, beautiful sand beach with 300 ft frontage on Lake of Bays, whirlpool, sauna, games room, fitness room, tennis court, playground, walking trails and more.

All furnishings, fixtures and appliances as part of the fractional ownership

Property Details

  • For: For Sale
  • Type: Other
  • Style: Bungalow
  • Region: Muskoka
  • Hood: Franklin
  • Pets Allowed: No
  • Senior Community: No

Building Details

  • Building: Deerview 105
  • Management: Blue Water Acres
  • Age: 16-30 Years
  • Exterior: Wood
  • Heat: Electric , Baseboard
  • Total Parking: 2.00
  • Parking Features: Reserved/Assigned
  • Locker: None

Property Interior

  • Sqft: 600-699 Sqft
  • Bed: 2
  • Bath: 1
  • Kitchen: 1
  • Ensuite Laundry: No
  • Interior Features: Water Heater Owned, Primary Bedroom - Main Floor
Rooms Details

Living Room

Main Level

3 x 3.63

Dining Room

Main Level

2.13 x 2.44

Kitchen

Main Level

2.13 x 2.21

Primary Bedroom

Main Level

3.56 x 2.87

Bedroom

Main Level

2.79 x 2.41

Bathroom

Main Level

1.73 x 2.08

Property Listed by: Chestnut Park Real Estate
Virtual Tour: n/a

Home Valuation Estimate

What is 1052 Rat Bay 105-8 Road, Lake of Bays, ON worth in today’s Franklin, Lake of Bays condo market?

This HomeZira valuation preview helps buyers and sellers review the asking price for this 2-bedroom Other with 600-699 sq. ft. in Franklin, Lake of Bays. The full estimate considers the condo’s location, property type, bedroom count, size range, building age, maintenance fee, and nearby comparable market activity after sign-in.

Condo-specific estimate See a valuation range built around this unit’s local condo profile.
Comparable condo context Review how similar nearby condo units help frame market value.
Fee and building factors Consider size, age, bedroom count, parking, locker, and maintenance-fee context.

This listing shows a $386/mo maintenance fee, which can be an important part of condo value comparison because monthly costs affect affordability and buyer demand.

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Location

  • Address: 1052 Rat Bay 105-8 Road
  • Neighborhood: Franklin
  • Zip/Postal Code: P1H 2J6
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Mortgage Calculator

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*Monthly total = monthlyized mortgage payment + taxes/12 + condo fee.

About 1052 Rat Bay 105-8 Road, Lake Of Bays

Located at 1052 Rat Bay 105-8 Road, Lake of Bays, ON in Franklin (Lake of Bays), near South Portage/Hwy 60, this condo offers a balanced mix of comfort and day-to-day practicality. Inside, you’ll find Other · Bungalow, 2 bedrooms, 1 bathroom and approximately 600-699 sq.ft. of interior space. South exposure for consistent daylight, with an none balcony that extends the living space outdoors. Everyday convenience includes 2 underground parking spots, an owned locker and ensuite laundry: No. The condominium budget is straightforward, with monthly fees of $386/mo and coverage for Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included. The building is Deerview 105 and Blue Water Acres managing the property. It is currently listed at $16,000. MLS® X12019460.

Condo FAQs for 1052 Rat Bay 105-8 Road, Lake of Bays, ON , Franklin , Lake of Bays

What are the listing details for 1052 Rat Bay 105-8 Road, Lake of Bays, ON?
1052 Rat Bay 105-8 Road, Lake of Bays, ON is a Other for sale in Lake of Bays, in the Franklin neighbourhood, Muskoka. The current list price is $16,000. MLS number: X12019460.
How many bedrooms and bathrooms does this condo have?
1052 Rat Bay 105-8 Road, Lake of Bays, ON is listed as a Other with a ["Bungalow"] style, featuring 2 bedroom(s) and 1 bathroom(s). The listed interior size range is 600-699 sq. ft..
What is the monthly condo fee for this listing?
The listed monthly maintenance fee is $386/mo. The listing shows the fee includes: ["Heat Included","Hydro Included","Water Included","Common Elements Included","Building Insurance Included","Condo Taxes Included","Parking Included"].
What parking, locker, balcony, and exposure details are shown?
Total parking is listed as 2 space(s). Locker is listed as: None. Balcony type is listed as: None. Exposure is listed as: South.
What building or condo corporation details are listed?
Building name: Deerview 105. Property management company: Blue Water Acres.
Where is this condo located?
1052 Rat Bay 105-8 Road, Lake of Bays, ON is located in the Franklin neighbourhood of Lake of Bays. The listed cross street is South Portage/Hwy 60. Annual taxes are listed as $0 / 2025. The public listing page shows active listing information only and does not include sold prices in this FAQ.

FAQ content is based on current active condo listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.