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Ontario > Cambridge > 91 Water Street S

91 Water Street S, Cambridge, ON

Cambridge, Hood
Water and Concession
7 Br | 4 Bath | 3000-3500 Sqft
$999,000 For Sale

Property Overview

  • Fourplex — 2-Storey
  • SqFt: | 3000-3500 Sqft
  • Lot Size: 31.90 x 151.80 Feet
  • Age: 100+ Years
  • Basement: Half
  • Exterior: Brick, Vinyl Siding
  • Taxes: 5,743 / 2025
  • Zoning: n/a
  • MLS #: X13225358
  • Sewer: Sewer
  • Heat Source: Electric , Baseboard

Property Description

Whether you're a house-hacker hunting for the perfect place to live in and grow your wealth or a pure investor looking for an amazing investment vehicle (7.91% CAP rate!), this separately metered 4plex is truly a rare opportunity because the tenants pay almost all the utilities use: Each unit pays for their own heat & hydro plus one hydro meter for the landlord to pay for the common area usage, Where can you find an investment property that has a monthly net cash flow AFTER financing of $2,822 with 20% down (@ 3.89% 30 yr AM) OR $2,220 with 10% minimum down?

Total 5 yr equity position @20% down $759,000, 10 yr equity $1,210,000. Why this property stands out: Fully Renovated: Professionally redone from top to bottom, ensuring you attract and hold onto high-quality tenants and minimize future maintenance costs. Nearly everything is NEW, meaning fewer headaches and more peace of mind * Immediate Rental Income: all units rented are at market.

Versatile Layouts: The suite configurations offers you diverse rental options. The composition includes one 3-bedroom, two 2-bedrooms, and one bachelor unit. Plus, there's parking for four vehicles at the rear of the property * Bonus: the City clears the snow on the sidewalk in front of the building.

Amazing location! You've got the Grand River right in front of you with access to lots of walking trails including the famous Cambridge To Paris Rail-Trail. WALK to: Downtown 5 min, Cambridge Bus Terminal 6 min, groovy Gaslight District 8 min, U of Waterloo Cambridge 10 min, grocery store 12 min - so near to everything without being in the thick of it.

By car you are only 15 min to the 401, 30 min to Hamilton, and an hour to Toronto. No, this one will not be available for long!

Grab the brass ring and begin to create generational wealth! (Photos from when renovations were completed in 2024.).

4 of each: fridge, stove, washer/dryer; 4 of each: fridge, stove, washer/dryer; electric hot water tanks so tenants pay for usage of each unit's own heat, gas and water; all light fixtures, all light fixtures

Property Details

  • For: For Sale
  • Type: Fourplex
  • Style: 2-Storey
  • Lot: 31.90 x 151.80 Feet
  • Region: Waterloo
  • Hood: Cambridge
  • Zoning: n/a
  • Lot Irreg: Fronting on: East
  • Fronting On: East

Building Details

  • Age: 100+ Years
  • Exterior: Brick, Vinyl Siding
  • Heat: Electric , Baseboard
  • A/C: None
  • Interior Features: Separate Hydro Meter
  • Pool: None
  • Sewer: Sewer
  • Garage: None
  • Total Parking: 4.00
  • Driveway: Lane

Property Interior

  • Sqft: 3000-3500 Sqft
  • Bed: 7
  • Bath: 4
  • Kitchen: 4
  • Family Room: No
  • Basement: Half
Rooms Details

Bedroom

Main Level

3.7 x 2.4

Laminate

Bedroom 2

Main Level

3.2 x 3.5

Laminate

Bedroom 3

Main Level

3.5 x 3.4

Laminate

Kitchen

Main Level

3.3 x 4.7

Laminate

Living Room

Main Level

1.9 x 4

Laminate

Bedroom

Second Level

3.3 x 3.5

Laminate

Bedroom 2

Second Level

2.2 x 3

Laminate, Walk-In Closet(s)

Laundry

Second Level

3.7 x 2.2

Laminate

Kitchen

Second Level

3.8 x 2.2

Laminate

Living Room

Second Level

5.5 x 4

Laminate

Bedroom

Second Level

2.3 x 3.5

Laminate

Bedroom 2

Second Level

3 x 3.6

Laminate

Laundry

Second Level

3.7 x 3.2

Laminate

Living Room

Second Level

5.5 x 4

Laminate

Kitchen

Second Level

3.8 x 2.2

Laminate

Living Room

Main Level

4.2 x 4.2

Laminate

Kitchen

Main Level

4.3 x 2.4

Laminate
Property Listed by: REAL ESTATE HOMEWARD
Virtual Tour: https://real.vision/91-water-street-south?o=u

Home Valuation Estimate

What is 91 Water Street S, Cambridge, ON worth in today’s Cambridge market?

This HomeZira valuation preview helps buyers and sellers think through the asking price for this 7-bedroom Fourplex with 3000-3500 sq. ft. in Cambridge. The full estimate reviews the property’s location, home type, bedroom count, size range, age, and nearby comparable market activity after sign-in.

Property-specific estimate See a valuation range built around this listing’s local profile.
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Location

  • Address: 91 Water Street S
  • Neighborhood: n/a
  • Zip/Postal Code: N1R 3E1
  • Nearby Amenities: Fenced Yard, Public Transit, River/Stream
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Kazi Hossain

Kazi Hossain

Kazi — Serving the Community for 19 Years!
REALTOR®

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About 91 Water Street S, Cambridge, ON N1R 3E1, Cambridge

Located at 91 Water Street S, Cambridge, ON in Cambridge, near Water and Concession. This freehold home offers Fourplex, ["2-Storey"], 7 bedrooms, 4 bathrooms and 3000-3500 sq.ft. (approx.) in a layout suited to everyday family living. Basement: Half • 4 parking spots • Garage: None • Heating: Electric Baseboard • Cooling: None. Property taxes are approximately $5,743 for 2025. Whether you're a house-hacker hunting for the perfect place to live in and grow your wealth or a pure investor looking for an amazing investment vehicle (7.91% CAP rate!), this separately metered 4plex is truly a rare opportunity because the tenants pay almost all the utilities use: Each unit pays for their own heat & hydro plus one hydro meter for the landlord to pay for the common area usage, Where can you find an investment property that has a monthly net cash flow AFTER financing of $2,822 with 20% down (@ 3.89% 30 yr AM) OR $2,220 with 10% minimum down? Total 5 yr equity position @20% down $759,000, 10 yr equity $1,210,000. Why this property stands out: Fully Renovated: Professionally redone from top to bottom, ensuring you attract and hold onto high-quality tenants and minimize futu.

FAQs for 91 Water Street S, Cambridge, ON , Cambridge

What are the listing details for 91 Water Street S, Cambridge, ON?
91 Water Street S, Cambridge, ON is a Fourplex for sale in Cambridge, Waterloo. The current list price is $999,000. MLS number: X13225358.
How many bedrooms and bathrooms does this home have?
91 Water Street S, Cambridge, ON is listed as a Fourplex with a ["2-Storey"] style, featuring 7 bedroom(s) and 4 bathroom(s). The listed interior size range is 3000-3500 sq. ft..
What lot, basement, garage, or parking details are listed?
The lot size is listed as approximately 31.90 x 151.80 Feet. The basement is listed as: Half. Garage type: None. Total parking: 4 space(s).
What heating, cooling, and exterior details are shown?
Heating is listed as: Electric, Baseboard. Cooling is listed as: None. Exterior/construction materials are listed as: Brick, Vinyl Siding.
Where is this property located?
91 Water Street S, Cambridge, ON is located in Cambridge. The listed cross street is Water and Concession.
What information is available on this public listing page?
The public listing page shows current active listing information, property photos, room details when available, map location, listed price, property features, and contact options. Annual taxes are listed as $5,743 / 2025. Valuation tools and similar sold-property previews are available after sign-in where applicable, without displaying sold data in this public FAQ.

FAQ content is based on current active listing fields shown on this page. Sold prices, sold comparables, and VOW-only details are not included in this public FAQ.